Home Buying Process

The Journey to Your Dream Home: A Step-by-Step Guide

  1. Kickoff with a Personal Touch: Start with a one-on-one consultation with your dedicated Realtor. Let's get to know each other!

  2. Understanding Upfront Costs: Learn about the initial investments involved in buying a home:

    • Earnest Money: Your commitment to the process.

    • Appraisal Fee: Around $750 for a thorough valuation.

    • Home Inspection: Between $350 - $650 for peace of mind.

    • Insurance: Secure a year’s coverage to protect your future home.

  3. Financial Foundation: Team up with a trusted mortgage broker. Get pre-approved to know your buying power. Our Preferred Lenders:

    • Kody Miller | Guaranteed Rate | (719)494-9718 | rate.com

    • Chris Franquemont | Guaranteed Rate | (773)583-0400 | rate.com

  4. Your Home Search Portal: Get exclusive access to our MLS Portal for real-time listings.

  5. Home Tours with Your Realtor: Explore potential homes with expert guidance.

  6. Securing Your Dream Home:

    • Write and negotiate your offer.

    • Celebrate the acceptance of your Purchase Agreement.

    • Submit your Earnest Money as a show of commitment.

  7. Inspection: Ensure quality and value with our preferred experts:

    • Top Choice Inspectors: Jake Cooke | (719)387-5303

    • Certainty Home Inspection: Andy Brewer | (719)650-4717 | Andy@CertaintyInspection.com

  8. Finalize Your Loan: Submit all necessary documents for final underwriting approval.

  9. The Last Look: Conduct your final walk-through to ensure everything is perfect.

  10. The Big Day - Closing!: Bring your ID and payment (wire transfer or cashier's check) to seal the deal.

🚫 Important Reminder: Keep your finances stable! Avoid opening new credit lines or making major purchases after pre-approval to maintain your loan eligibility.